PayPal and Amazon Launch Buy Now, Pay Later Partnership in Germany and Austria
PayPal and Amazon have partnered to introduce PayPal Ratenzahlung (installment payments) to customers in Germany and Austria starting August 2026. The service allows eligible shoppers to split payments for purchases up to €10,000 using terms that include exclusive 36- and 48-month options.
Aggregated from 6 sources · Updated 31 Jul 2026, 03:19 UTC (UTC)
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Facts (10)
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PayPal and Amazon announced a partnership to provide 'Buy Now, Pay Later' (BNPL) services to customers in Germany and Austria starting in August 2026.
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The installment payment service, known as PayPal Ratenzahlung, will be available on the Amazon.de website and within the Amazon mobile app.
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Eligible purchases between €30 and €10,000 can be split into fixed monthly payments through the new integration.
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Standard payment terms offered are 3, 6, 12, and 24 months, with 36- and 48-month terms offered exclusively to Amazon customers.
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The service requires a German or Austrian PayPal account and is subject to a credit check.
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The integration is expected to reach over 40 million PayPal customers in the Germany and Austria region.
- EmergingNiche Signal
PayPal installment payments on Amazon will carry a standard effective annual interest rate of 11.49% p.a.
- EmergingNiche Signal
Amazon serves as a credit broker for these transactions, while PayPal (Europe) S.à r.l. et Cie, SCA acts as the lender.
- EmergingNiche Signal
HBO Max is launching in Germany and Austria in 2026 as an add-on subscription for Amazon Prime Video customers.
- EmergingNiche Signal
PayPal reported a 26% increase in Buy Now, Pay Later volume during its second-quarter 2026 earnings results.