FactStream

General Definitions and Classifications of CBDCs

Occurred 6 March 2026Date inferred from coverage

Central bank digital currencies are central-bank-regulated fiduciary assets categorized into retail versions for households and wholesale versions for inter-bank settlements.

Aggregated from 3 sources · Updated 30 Jul 2026, 08:13 UTC (UTC)

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Facts (2)

  • Established

    A CBDC is defined as a digital form of fiduciary currency issued, controlled, and regulated by a nation's central bank.

  • Established

    Retail CBDCs grant households direct access to digital central bank liabilities, whereas wholesale CBDCs are designed for improvements in inter-bank payments.

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